Consumer credit counseling gurus can expound on important matters at no cost to you. So if a consumer credit counseling company wants to hit you up for cash, tell 'em to hit the showers!
WHAT A DISGRACE.
Rather than allowing yourself the chance to see what's out there, you went and paid big money for consumer credit counseling from a service you didn't even know that much about. Your scouts saw those radar gun readings and freaked, without thinking of looking a little deeper into the situation. He pitched in the National League, for heaven's sake! What were you thinking? That he would just be able to waltz into hugely important situations for you and deliver the goods? Did you even consider this?

No, you didn't. And it will cost you a lot of money in the years to come. Going forward, remember that consumer credit counseling is often free, and that just because a company looks great at first glance does not mean it's the real deal.
The first thing you need to do in order to turn over a new leaf is to eat as much dead money as you can. You cannot let these guys drag you down any longer than you have to. Even if it means absorbing a big cap hit, sometimes you have to bite the bullet and pull the plug on an experiment. Why be stubborn and hope it'll turn around. It's okay to make
Remember that you are the consumer. The credit counselingcompanies out there are competing for your business. They want to make the most money as free agents and you have to weed out the undesirable players.
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